Tell us what you currently spend
Enter your quarterly energy bill.
SolarCloud solar loan calculator — own real solar with one predictable monthly payment
Solar loan calculator
Own real solar with one predictable monthly payment
Finance your SolarCloud over a term that suits you and use the value generated to help reduce your energy bill.
Fixed monthly payments
Own your solar
Use the value to reduce your energy bill
Keep generating value after the loan is paid off
Indicative calculator only · Finance subject to approval and lender terms · SolarCloud does not provide credit
The important difference
Your energy bill keeps going. A loan has an end date.
With financed SolarCloud, you may redirect money toward an asset you own, with a defined loan term rather than continuing to pay an energy retailer indefinitely.
Keep paying the energy bill
- Variable monthly or quarterly costs
- No defined finish date
- Nothing owned at the end
VERSUS
Finance SolarCloud
- Predictable loan repayment*
- Defined loan term
- Own real solar
- Loan eventually ends
- SolarCloud can continue generating value afterwards
*Subject to the actual lender product and finance terms.
One keeps going. The other has a finish line.
7 years of repayments. Then no more loan repayments.
If you choose a 7-year loan and repay it in full, your loan repayments end after seven years. Your SolarCloud can then continue generating AU$ credits for the remaining applicable SolarCloud term — without the loan repayment.
How the SolarCloud loan option works
Bill → system → finance → specialist.
See the SolarCloud system
The calculator estimates the SolarCloud capacity required using the assumptions shown.
Model the finance
Choose an indicative interest rate and loan term, then see repayments, costs and long-term savings.
Talk to an independent specialist
Discuss actual lending options, eligibility, rates and terms. There is no obligation to proceed.
Your numbers
Could you replace your energy bill with a SolarCloud repayment?
Put in your numbers and see what the finance could look like.
Adjust your assumptions
Every result updates as you move the controls.
$500
$150$1,500
5.0%
520
7 years
130
Estimated loan amount
$21,300
Calculated using the $139 per 100W SolarCloud product. Read-only.
Your current energy cost
$500 / quarter
≈ $167 / month
Estimated loan payment
$301 / month
for 7 years
After year 7
$0 loan repayment
SolarCloud can continue for its remaining applicable term.
Estimated 22-year net difference
$18,712
Compared with paying the current energy cost for 22 years with no SolarCloud.
$44,000
Energy cost without SolarCloud (22 years)
15.3 kW
Estimated SolarCloud size
$851
Average yearly difference
$104
Post-loan monthly position
$301
Estimated monthly repayment
$3,988
Estimated total interest
$25,288
Estimated total loan repayment
153
100W SolarCloud units
Cumulative net saving over 22 years
The difference between the modelled energy cost and total loan cost.
Loan cost vs energy avoided
Across the full 22-year period.
Indicative estimates only. Results change if energy costs, usage, interest rates or terms change. Based on the $139 per 100W SolarCloud product over 22 years. Finance is subject to lender approval and terms, and SolarCloud systems are subject to availability and generation performance.
Independent finance reviewTalk to an independent loan specialist
Like what the numbers look like?
Now see what finance you may actually qualify for.
An independent loan specialist can explain the finance options available to you — actual interest rates, repayment terms and eligibility.
Quarterly bill
$500
Estimated size
15.3 kW
Preferred term
7 years
Loan estimate
$21,300
No obligation. No pressure. Just see what your options are.
Owners
The finance may be new to you. The SolarCloud credits aren’t.
SolarCloud customers are already receiving AU$ credits on real Australian energy accounts.
"My electricity account just reduced by $74.20. Honestly I had my doubts at first, it sounded too good to be true. But it works."
Paul
NSW
"On my electricity account, $37.10. Who said you can't own solar if you live in an apartment. Time to buy more now I know this works."
Victoria
NSW
Why finance?
Why pay for SolarCloud all at once if you don’t have to?
Finance may allow you to start with a larger SolarCloud system without paying the entire purchase price upfront.
“What would the monthly repayment look like compared with what I’m already spending on energy?”
You’re not speaking to a SolarCloud salesperson about credit.
You’ll speak to an independent finance specialist who can discuss:
- Whether finance may suit you
- Available lenders and products
- Actual interest rates
- Loan term options
- Monthly repayments
- Eligibility, fees and conditions
SolarCloud itself does not provide the loan.
Book my loan reviewWant to know whether financing SolarCloud makes sense for you?
Let an independent loan specialist walk through your numbers. They can explain the finance. You decide whether it makes sense.
Request a call backSubject to lender approval and terms, SolarCloud availability, generation performance and the assumptions used in the calculator.